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OCBC
Enjoy unlimited cashback: up to 6% dining, 5% petrol, and 1% on select advertising platforms. No cashback cap. Low requirements. Get rewarded effortlessly.
The OCBC 365 Credit Card stands out for Singaporeans seeking diverse cashback rewards with zero fuss. Earn unlimited cashback on daily essentials, dining, petrol, groceries, and—new for 2024—advertising platforms, making it an all-in-one card for busy professionals and entrepreneurs. Card rates and limits are set upon approval. The card is widely recognised for offering steady value to all cardholders.
Enjoy 1% cashback for full payments and 0.5% for instalments on advertising transactions, including platforms like PropertyGuru, Facebook, Meta, 99.co, and EdgeProp. Other everyday categories like dining (6%), groceries (3%), petrol (5%), and more provide even greater rewards. No minimum spend or maximum cashback cap applies for advertising cashback. Standard card fees and prevailing interest rates apply as per OCBC’s published terms.
Step-by-Step OCBC 365 Credit Card Application
- Prepare your NRIC or Employment Pass and recent income documents.
- Visit OCBC’s website and select the 365 Credit Card.
- Fill in the online application form with your details.
- Upload the required supporting documents.
- Submit your application and check for approval updates via email or SMS.
Key Advantages of the OCBC 365 Credit Card
This card delivers excellent versatility, offering generous cashback across a wide range of categories, whether you’re eating out, refuelling, shopping, or spending on Advertising Platforms.
With no minimum spend and no cashback cap for advertising spend, entrepreneurs and freelancers can dramatically improve their marketing ROI. Rewards add up quickly with regular usage.
Potential Disadvantages
Interest rates and annual fees may apply if you do not settle your balance in full each month, so careful management is advised.
Certain spending categories are excluded from earning cashback, so review OCBC’s detailed terms to ensure your purchases qualify before relying on expected rewards.
Our OCBC 365 Review Verdict
This card is an all-rounder for Singaporeans who want meaningful, predictable rewards. Especially with the added cashback on major advertising platforms, it now delivers more value to even more types of spenders.
Apply today to unlock smarter savings and get more out of your regular expenses, whether you’re an everyday consumer or business owner.